O&S is one of the most reputable insurance brokerage companies that CFA has worked with during our
30 plus years of managing smaller residential buildings. Their staff is knowledgeable about the
marketplace and constantly go over and beyond for their clients, whether it is in placing coverage,
making recommendations, or directing us in a claim. We are very fortunate to have them there for our
clients and company needs.

Carole Ferrara, President
CFA Management, Inc.


Since we started Heritage approximately 20 years ago, we have always received the best service
possible for all our insurance needs from O&S Insurance. They are wonderful!

Michael Aryeh, Managing Member
Heritage Realty LLC


I want to thank O&S Insurance for providing top shelf service and pricing. Working with Wanda has
been a true pleasure - She goes above and beyond! I highly recommend the O&S team.... like having
a friend in the business!

Sandra Erickson, President
Sandra Erickson Real Estate, Inc


I have been working with O&S Insurance since 1998. During that time, they have helped me obtain
the best rates for this Condominiums Insurance. The limits have coupled with a realistic deductible
has allowed the Condominium to protect its assets in the best possible way.
O&S Insurance has helped with whether to obtain financing and if a problem comes up with my
insurance, they are there to help. If I have an issue with a claim O&S will work with me to help clear
the problem with an adjuster or claimant.
O&S Insurance stands out by their response. Any time I have a question Ana Daproza on behalf of O&S
addresses my issues in an expeditious and professional manner. Any time I need help for my unit
owners whether a bank contacts her directly I can usually get a turn-around within the day.
I would recommend that you give them a try!

Mindy Schmidt, Managing Director
Mosbacher Properties Group


It has been great working with O&S Insurance. They have a knowledgeable staff that clearly prides
themselves on high standards of customer service. Whenever I had a question, both my calls and e-
mails were addressed promptly and efficiently. They work hard at providing the best coverages and
pricing. No matter what my concern is, they always make you feel that every question is an
important one. I truly trust them with both my home and car insurance and without hesitation would
recommend them.

Eric Goldstein, AllianceBernstein
CFA
.

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