Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.

Featured Video

Your DNA Test

Preparing for the unexpected can make all the difference if your family relies on your income.

Featured Presentation

Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

If a Tree Falls

This handy video helps you stay prepared in case a fallen tree has damaged your house.

4 Things Trip Insurance Does (and Doesn't) Cover

Planning a trip but unsure if travel insurance is a good idea? Check out these 4 key things to know what travel policies cover - and what they don’t.

The Best of Both Worlds

Here are a few reasons we’ve chosen to be independent.

• Articles

  The Right Time to Buy an Annuity

  Knowing when to buy an annuity can make a big difference. Learn how timing can influence your decision about if and when to buy.

  Medicare At 65+

  65 or older? It may be time to enroll in Medicare. Read to learn if you’re eligible.

  What is a Carrier?

  Do you know what a Carrier is?

  Fallen Tree Damage—Who Pays?

  Your liability for damages that occur when a tree on your property falls on your neighbor’s property is not clear cut.

  Social Media: #NewestBusinessLiabilityRisk

  Social media may be a modern imperative for businesses looking to grow and build their brand, but it also introduces risk.

  5 Key Points for Choosing a Life Insurance Policy

  While price is a big factor, there are other important factors to consider when choosing the right life insurance policy for you.

  View all articles

• Calculators

  Disability Income

  This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

  Long-Term-Care Needs

  Determine your potential long-term care needs and how long your current assets might last.

  Lifetime of Earnings

  Estimate how much you have the potential to earn during your working years.

  Assess Your Life Insurance Needs

  This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.

  View all calculators

• Presentations

  Long-Term-Care Protection Strategies

  The chances of needing long-term care, its cost, and strategies for covering that cost.

  Protecting Those Who Matter Most

  The importance of life insurance, how it works, and how much coverage you need.

  View all presentations

• Videos

  If You're In An Accident

  Learn the best steps to take after you’ve been in an automobile accident with this useful, step-by-step video.

  The Best of Both Worlds

  Here are a few reasons we’ve chosen to be independent.

  Snapshots

  Your life is marked by images. Prepare for the unexpected, so you can keep those pictures going.

  The Other Sure Thing

  Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?

  The Wild West of Data Theft

  Learn about cyber liability insurance in this entertaining video.

  Accidents

  Accidents happen to everyone. We're here to help.

  View all videos